Written By: Rosanna Webb In your capacity as a freelancer, you are responsible for the complete administration of your business , which involves client communication, project delivery, financial management, and the procurement of your own insurance. One of the most overlooked aspects of freelancing is securing the right insurance. Unlike traditional employees, freelancers aren’t automatically provided with health, liability, or business insurance. But the risks of working without it can be enormous. I’ll discuss the types of insurance coverage that freelancers need, the legal requirements, and why securing insurance should be a top priority. Understanding Insurance for Freelancers As freelancers, we often wear multiple hats: we’re marketers, salespeople, accountants, and customer service representatives. However, one of the most critical roles we need to assume is that of risk manager. Insurance for freelancers is designed to protect against the unique challenges and liabil...
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